For Ages 60–85 • No Medical Exam Required

Your Family Deserves Peace of Mind When You're Gone.

Final expense life insurance pays for funeral costs, medical bills, and outstanding debts, so your loved ones aren't left struggling to figure it out alone.

  • Coverage from $5,000 up to $50,000
  • Rates starting as low as $19/month
  • Your premiums are locked in, they never increase
  • One of our agents will reach out to you personally
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 Join  47,000+  seniors who've already protected their families.
Tell Us A Little About Yourself
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Thank You, We'll Be Right With You!

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47,000+Families Protected
$19/moStarting Rate
Ages 60–85Guaranteed Acceptance
No ExamNo Medical Required
A‑RatedCarrier Partners
The Reality Most Families Face

The Average Funeral Costs $12,000.
Most Families Aren't Prepared.

When you're gone, the last thing you want is for your children or grandchildren to worry about money instead of grieving and healing together. The financial burden of end-of-life costs falls on families every single day.

$12,000+

Average cost of a funeral and burial in the United States today

73%

Of Americans have less than $1,000 saved for end-of-life expenses

1 in 3

Families go into debt after an unexpected loss, credit cards, loans, borrowed money

"You've spent your whole life taking care of your family. Final expense insurance is one last gift, the gift of not leaving them to figure it out alone. It's not about the money. It's about love."
Simple. Fast. Stress-Free.

Here's How It Works, It Couldn't Be Easier

No confusing paperwork. No doctors. Just a quick conversation and you're protected.

📋1

You Fill In the Short Form

Just your name, birthday, phone, and a hobby we can smile about. That's it, takes under a minute.

📞2

One of Our Agents Will Reach Out to You

A friendly, licensed agent reaches out personally, no robots, no runaround. Just a real conversation.

🛡️3

Your Family Is Protected

Choose the plan that feels right for you. Coverage can begin the same day, and your rate is locked in forever.

What Your Policy Covers

Everything Your Family Needs When It Matters Most

Final expense insurance ensures there's money available right away, so your family can focus on each other, not on bills.

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    Funeral & Burial ExpensesCasket, service, burial plot, headstone, and more
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    Cremation CostsFull cremation service and memorial arrangements
  • ✓
    Outstanding Medical BillsUnpaid hospital bills, prescriptions, and treatment costs
  • ✓
    Credit Cards & Personal DebtsAny debts that might otherwise fall to your family
  • ✓
    Living Expenses for a Surviving SpouseGroceries, utilities, rent, and daily living costs
  • ✓
    A Cash Gift for Your Loved OnesAny remaining funds go directly to your beneficiary

Why Final Expense Insurance?

🚫
No Medical Exam RequiredJust a few simple questions, no nurse visits
✅
Guaranteed Acceptance Ages 60–85Pre-existing conditions? You can still qualify.
♾️
Coverage That Never ExpiresWhole life coverage, it lasts as long as you do
🔒
Premiums That Never IncreaseLock in your rate today and it stays the same forever
⚡
Benefits Paid in Days, Not MonthsYour family gets the money when they need it most
💰
Rates From $19/MonthAffordable plans that fit any fixed income budget
Trusted by thousands • Backed by America's top-rated insurance carriers
⭐ A-Rated Carriers Only
🏆 BBB Accredited A+
🗺️ Licensed in All 50 States
🔒 256-Bit SSL Secured
🛡️ HIPAA Compliant
Real Stories From Real Families

What Our Policyholders Are Saying

Thousands of seniors just like you have already taken the step to protect their families.

★★★★★
“

I was worried I couldn't afford it on a fixed income. My agent found me a plan for less than my monthly phone bill. I sleep better at night knowing my kids won't have to scramble when I'm gone.

DM
Dorothy M.Ohio
★★★★★
“

After my wife passed, I realized how unprepared we were. Getting this policy took about 10 minutes on the phone. The agent was patient, never pushy. Should have done this years ago.

RJ
Robert J.Texas
★★★★★
“

My husband and I both got covered together. Earl has diabetes and we thought he wouldn't qualify anywhere. The agent found us both a plan. We finally have peace of mind.

MT
Marge & Earl T.Florida
Every Birthday Counts

Don't Wait. Rates Go Up With Age.

The sooner you reach out, the lower your monthly rate will be. We work with A-rated carriers to find you the best possible coverage at the best possible price, and we do all the work for you.

⏰  Most people ages 60–85 qualify right away. Fill in the short form and one of our agents will personally call you, usually within 15 minutes.
Let's Find Your Best Option
We'll call you, no pressure, just helpful
Please enter your first and last name.
Please enter your date of birth.
Please enter a valid phone number.
Please enter a valid email.
We love knowing who we're talking to!
🔒 Safe, private & secure

By submitting, you authorize SecurePath and its licensed agents to contact you. Consent not required to receive coverage.

✓

We'll Be Right With You!

An agent will call you within 15 minutes with your options.

We Have Answers

Questions We Hear Every Day

No confusing insurance jargon. Just straight, honest answers.

No, absolutely not. Final expense insurance is specifically designed so that seniors don't have to go through a medical exam. You'll simply answer a few basic health questions, and that's it. Most people qualify quickly, even with common health conditions like diabetes, high blood pressure, or heart disease.
You can still qualify. Many plans offer guaranteed acceptance for ages 60–85, which means your health history doesn't prevent you from being covered. Depending on your situation, you may qualify for a first-day benefit plan or a graded benefit plan. Our agent will walk you through every option so you fully understand what you're getting.
The average funeral and burial costs between $10,000 and $15,000 today. Add in outstanding debts, medical bills, and any other expenses you'd like covered, and most people feel comfortable with $15,000 to $25,000 in coverage. When we call you, our agent will help you find the right amount for your situation and budget, no guesswork needed.
Most claims are paid within 24 to 72 hours of receiving the documentation. Unlike some insurance policies that take weeks or months, final expense policies are designed to pay out quickly, because your family shouldn't have to wait when they need the money most.
No. Once you're approved, your premium is locked in for life. It will never increase, even as you age or if your health changes. This makes final expense insurance especially valuable for seniors on a fixed income who need predictable monthly expenses.
Yes, final expense insurance is a type of whole life insurance, designed specifically with smaller benefit amounts and simplified sign-up for seniors. Because it focuses on end-of-life costs rather than income replacement, it's much more affordable and easier to qualify for.
Our plans are designed for individuals between the ages of 60 and 85. If you're 86 or older, please give us a call directly at (330) 366-8529 and we'll discuss what options may still be available to you.
No problem at all. All policies come with a free-look period, typically 30 days, during which you can cancel for any reason and receive a full refund of any premiums paid. There is zero risk in getting started.

Still have questions? Our licensed agents are here to help, no pressure, just friendly answers.

📞  Call Us: (330) 366-8529
📞 Call Now